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LTR Visa Health Insurance Thailand | Long-Term Resident
Compare health insurance for LTR visa (Long-Term Resident) in Thailand. Plans for retirees, remote workers, and skilled professionals. Minimum $50,000 USD coverage. Free quotes - CheckDi
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Get QuotesCoverage of Health Insurance (optional For LTR Visa)
IPD / Inpatient Cover
This coverage is required and should have a minimum sum insured of 100,000 USD or 3,000,000 THB of Coverage. This cover is for hospitalization purposes, meaning that you are admitted and required to stay overnight or a couple of days due to the doctor’s recommendation.
OPD / Outpatient Cover
This coverage is also required when applying for a visa and should have a minimum cover of 1,200 USD or 40,000 baht of coverage annually. This coverage is for doctor’s visits and outpatient procedures that do not require you to stay in the hospital for observation. This includes prescribed medications and lab exams that doctors prescribe.
Dental Cover
This is not required for OA visa - but if you can add this as an option. Coverage for Dental related concerns, this coverage includes normal procedures, cleaning, fillings, etc. This however does not cover anything related to cosmetic procedures. **optional coverage. If you are looking for only dental insurance, please check the coverage and price here: Dental Insurance Thailand
Deductible / Excess
Helps lower the cost of your premium, a specified amount of money that the insured must pay before the insurance company will pay a claim. **optional coverage.
Pricing comparison by insurer
Indicative ranges only. Actual premiums depend on plan/coverage, customer profile, and current campaigns. Confirm via live quote.
| Tier | Insurer | Premium range (THB) | Notes |
|---|---|---|---|
| Basic | MSIG Insurance | 250–800 | |
| Basic | AXA | 260–850 | |
| Basic | Tune Protect | 220–750 | |
| Basic | Bangkok Insurance | 280–900 | |
| Basic | Dhipaya Insurance | 270–880 | |
| Standard | Chubb Samaggi Insurance | 500–1,500 | |
| Standard | AIG Thailand | 550–1,600 | |
| Standard | Sompo Insurance | 520–1,550 | |
| Standard | Tokio Marine Insurance | 520–1,550 | |
| Standard | MSIG Insurance | 540–1,580 | |
| Premium | AXA | 900–2,500 | |
| Premium | MSIG Insurance | 850–2,400 | |
| Premium | Chubb Samaggi Insurance | 950–2,800 | |
| Premium | AIG Thailand | 980–2,900 | |
| Premium | Sompo Insurance | 900–2,600 |
Frequently Asked Questions About LTR Visa Health Insurance
What is the minimum health insurance coverage required for LTR visa?
You need health insurance with at least USD 100,000 coverage for inpatient treatment and USD 1,200 for outpatient care annually to meet LTR visa requirements.
Can I use international health insurance for my LTR visa application?
Yes, as long as your international health insurance meets the minimum coverage requirements and covers treatment in Thailand, it should be acceptable for your LTR visa application.
Do I need to maintain health insurance throughout my entire LTR visa period?
Yes, maintaining valid health insurance that meets the minimum requirements is typically required for the duration of your LTR visa validity.
What documents do I need to prove my health insurance coverage?
You will need your insurance policy certificate, coverage details showing minimum amounts, and proof that the policy covers treatment in Thailand.
Document Checklist for LTR Visa Health Insurance
- Valid passport copy with verified signature
- Completed insurance application form
- Proof of financial requirements (income statements, asset documentation)
- Medical examination results (if required by insurer)
- Previous insurance history documentation
- LTR visa endorsement letter (when available)
Steps in Applying for health Insurance for an LTR VISA
To apply for health insurance, we will need the documents from you below (This applies to every insurance company):
- Apply via our website or contact our Customer Service Representative for an Application form.
- Submit a Copy of your Passport with a Verified Signature.
- Wait for Offer Letter.
- Accept the Offer Letter.
- Pay the Invoice Premium
- You’re Covered.
- Original Policy and Card will be delivered to your specified address in 7-10 business days by Registered EMS.
*You can use the scanned copies of the policy to apply for visas with immigration.
You can send additional documents to us by emailing support@checkdi.com
LTR visa Thaialnd Qualifications and Requiments
Who is Qualified for an LTR VIsa?
- Foreigners can apply for a Long-Term Resident Visa (LTR) in four categories
- Wealthy Global Citizen, Wealthy Pensioner, Work - From - Thailand Professional, Highly - Skilled Professional
- Spouses and dependents of LTR visa holders will also qualify for the same visas.
What are the Requirements for LTR Visa?
- At least USD 1 million in assets
- Personal income of a minimum of USD 80,000/ year in the past two years
- Investment of at least USD 500,000 in Thai government bonds, foreign direct investment, or Thai property
- Health insurance with at least USD 50,000 coverage or social security benefits insuring treatment in Thailand or at least USD 100,000 deposit
- Applicants must fulfill all of the above requirements to be eligible for the Wealthy Global Citizens application
APPLICATION PROCESS
- Submit your application for qualification endorsement and supporting documents online.
- Qualifications Endorsement Applicants will be notified of the results within 20 working days.
- In the 60 days following the issuance of the endorsement letter, qualified applicants can apply for LTR Visa issuance at Royal Thai Embassies/the Royal Thai Consulate Generals overseas or Immigration offices in Thailand 10-year visa with multiple entries costs 50,000 Baht per person if you pick it up in Thailand. Depending on the currency exchange rate of each country, the fee for obtaining an LTR Visa at the Royal Thai Embassies/ Consulates Generals overseas or through an E-visa may vary.
- Digital Work Permit Issuance Applicants who work in Thailand can get digital work permits at the Department of Employment at the One Stop Service Center for Visa and Work Permits, Chamchuri Square Building, Bangkok, or at provincial labor offices. Digital work permits cost 3,000 Baht a year to maintain.
